APApple unveiled the iPhone Upgrade Program during its fall event in San Francisco.

The program lets you get the new iPhone model every year, and it turns out it's a pretty good deal compared with the carrier leasing programs.
The charts below show you wristbands bands how much you'll pay for the new iPhone 6S or 6S Plus on the four main US carriers and Apple's program.
T-Mobile and Sprint offer some pretty tasty promotions if you don't want accidental-damage coverage on your new iPhone 6S or 6S Plus. But trust me: You're much better off with coverage like AppleCare+, because for you to get the new model, your old iPhone needs to be in good shape, or you might not be able to make the swap.

You don't want to be stuck with a broken screen, either.
Sprint's promotion offers a better deal than Apple's program with or without accidental damage coverage, and it lasts until December 31. Just be aware that Sprint works best in populated areas like cities, and you may not find much coverage in rural areas.

But if you miss Sprint's or T-Mobile's promotional periods, the iPhone Upgrade Program is your best bet, hands down.

One note for Verizon customers: Verizon doesn't offer an option to upgrade your phone every year.
Skye Gould/Tech Insider
*Regular non-promotional T-Mobile pricing for a 64GB iPhone 6S is $26/month.
Regular non-promotional Sprint pricing for a 64GB iPhone 6S Plus is $26.77/month.
Skye Gould/Tech Insider
*Regular non-promotional T-Mobile pricing for a 64GB iPhone 6S is $30/month.
Regular non-promotional Sprint pricing for a 64GB iPhone 6S Plus is $30.77/month.


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